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In a nutshell, how do I get business credit that’s not linked to my SSN?
Just like how consumer credit is linked to your SSN, your business credit is linked to your EIN. This means when applying for business credit, it’s usually not required to include your SSN.
Once you properly establish your business entity and credibility, you start off building your business credit profile with smaller vendor accounts.
As your business pays those retailers you will then qualify for revolving store credit cards, and then cash credit you can use anywhere, just like a normal personal credit card.
You can qualify for real usable vendor credit immediately. You’ll then start to qualify for store credit within 60 days that doesn’t require a personal credit check or personal guarantee. Within 6 months you should have access to $50,000 +++ in real usable credit, including Visa and MasterCard cash accounts.
You can then continue to build $100,000-$250,000 or higher in business credit within a year to two. And with our Business Finance Suite you (and your clients*) can also gain access to other cash funding programs within a couple of months or less.
* Applies if you’re a partner with us to offer our services to others
A business having its own credit is as real as an individual having their own credit. If you have any questions or concerns with the legitimacy of business credit, check out this link to see what SBA, Experian, Inc, NASDAQ, and other industry leaders have to say.
We have 0 lifetime complaints with the BBB and all other entities, and the few other companies that offer business credit have MANY complaints. Feel free to see our “A” BBB rating, 5-Star Trust Pilot reviews, actual results & approvals, testimonials, and more by clicking here
If you’re ready to get started with our program, you can check out our package options here.
You can also watch Finance Suite Walkthrough video below
If you want to speak with a Live Consultant to answer any questions you may have you can schedule an appointment here or call.
If you have a simple question, you can also send a private message to our Facebook Fan Page here and we’ll usually answer you within 1 business day.
Just as you have a credit file linked to your SSN, your business has a profile linked to its EIN. Experian, Equifax, and Dun & Bradstreet often start your profile when your business applies for a loan, credit card, or even when you setup basic utilities.
From that point most credit you apply for won’t report to the business reporting agencies unless you apply for different types of credit in a particular order, or leave your SSN off of the application.
Real business credit can be obtained with no SSN being supplied upon application. This credit doesn’t appear on your personal credit reports either. As you build your business credit your EIN profile and score then becomes essential to helping you qualify for bank loans and credit cards. And you can use EIN credit and EIN credit alone to get approved for many types of credit without a personal guarantee.
Every highly-successful privately and publicly owned company in the United States has business credit. But what many don’t know is that even startups can also obtain it… if you follow the right steps.
The first step is to ensure your business is setup credibly so you meet credit issuer and lender standards, before you apply. Next you get real useable credit through vendors. These vendors will give you credit when you have no other EIN credit established. And they report this credit to the business reporting agencies.
Within 60 days or less that credit is reported to Experian, Equifax, or Dun & Bradstreet. Once reported, your EIN will then have an established credit report and score.
Using that report and score you can then continue to apply for more tiers of credit where you can start getting access to revolving credit at most stores, credit that’s linked to your EIN and not your SSN and credit that doesn’t require a personal guarantee or personal credit check for approval.
You can continue to grow your credit to obtain fleet cards, even Visa and MasterCard cash credit. And by having business credit established you’ll have a much better chance of getting loans, credit lines, and get these at better terms.
You do not need any licensing to sell the funding suite as you are truly selling software. There are no additional state, or Federal requirements or restrictions for selling business credit. This means you do not need any special licensing or bonding to sell business credit.
You can price your funding suite for whatever you would like. Our clients are currently selling the system for $2,500-3,500 on average. You’ll invest $500-$700 per suite you sell on the wholesale side. That pays for the finance suite, the advising team, and full access for your customers to our finance programs and team. This means you can typically earn $2,000- 3,000 in profit per sale.
Please check out our Earnings Disclaimer for additional details.
This is the only system in the world which successfully combines both business credit building and funding. This means clients can build their business credit and get money right away, if they have good credit or collateral they can secure money in less than 30 days.
The suite is also the only system that shows business owners how to get free access to Experian Smart Business, and we help you get your D-U-N-S number with D&B, and list your phone number with 411 for free. This alone saves you thousands.
The finance suite has more lending sources, revolving business credit accounts, and starter vendor accounts than any other system on the market today. And the finance suite is the only system with one-click access to business credibility sources, underwriting guidelines provided for all business credit sources, and by far is the most advanced business credit building technology available today.
Clients can be approved for millions-of-dollars in funding through the system if they have equivalent collateral or financials.
Even businesses new startup businesses with no collateral can obtain up to $150,000, not even including the vast amount of business credit that can be obtained. While businesses with collateral or cash flow can secure hundreds-of-thousands of dollars to millions-of-dollars depending on the value of the collateral.
Building business credit correctly means there is rarely a credit check for business owners to qualify. This means all business owners, even those with bad credit, can benefit with the finance suite by building their business credit.
If the business owner has credit challenges and also has some kind of collateral, they can also get funding along with business credit.
Funding can be secured in as little as 30-60 days and most forms of acceptable collateral will qualify including credit card sales, inventory, equipment, receivables, even consistent revenue.
And we have revenue-based funding programs where if a business owner can prove through bank statements that they have consistent revenue, they can be approved with a credit score as low as 500.
There is no shortage of people who want money for their business. Because so many people want money you will find that business credit and funding is extremely easy to advertise and get massive response.
Many clients find they can easily advertise for business credit, then also sell their other services to the customers who call.
Due to how easy it is to advertise, business credit has proven to be successful in most media advertisings. Our clients have had success selling business credit through seminars, webinars, pay-per-click advertising, social media advertising, network marketing events, cold-calling leads, radio, and more.
This is one benefit our clients love about business credit, you they can make thousands of dollars right away, legally, while providing great value to your clients.
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